Federal Reserve Board requests comment on a proposal to modernize its rule governing the extension of credit to bank “insiders”—bank executives, board members and major shareholders who could potentially influence a bank’s lending decisions

Unpacking Regulation O: A Historical Imperative Regulation O, formally known as 12 CFR Part 215, has been a cornerstone of banking oversight since its comprehensive implementation in 1979. Its genesis…

Federal Reserve Board Requests Comment on a Proposal to Modernize Rules for Mutual Banking Organizations

The Federal Reserve Board on Friday, July 31, 2026, announced a significant initiative to overhaul the regulatory framework governing mutual banking organizations, requesting public comment on a comprehensive proposal aimed…

Minutes of the Board’s discount rate meetings on June 8 and June 17, 2026

The Federal Reserve Board on Tuesday, July 14, 2026, officially released the detailed minutes from its recent deliberations concerning the discount rates offered to eligible depository institutions through the Federal…

Agencies issue joint statement on handling of highly sensitive information during bank examinations

The federal bank regulatory agencies, on July 16, 2026, unveiled a comprehensive joint statement outlining significantly enhanced security procedures for the review of highly sensitive information during examinations of supervised…

Federal Reserve Board issues enforcement actions with former employee of Regions Bank and former employee of First Interstate Bank

The Federal Reserve Board, the central banking system of the United States, announced on Thursday, July 30, 2026, at 11:00 a.m. EDT, the execution of significant enforcement actions against two…

Federal Reserve Board Issues Enforcement Action with Iuka Bancshares, Inc. and The Iuka State Bank

The Federal Reserve Board, the central banking system of the United States, announced on Thursday, July 30, 2026, the execution of an enforcement action in the form of a Written…

Federal Reserve issues FOMC statement

The Federal Reserve’s monetary policy-setting committee, the Federal Open Market Committee (FOMC), on July 29, 2026, voted to maintain the target range for the federal funds rate at 3-1/2 to…

Federal Reserve Board announces final rule that establishes data standards for certain information collections

The newly approved standards are meticulously designed to foster seamless interoperability of financial regulatory data among participating agencies. By mandating common data standards for identifiers of legal entities—such as the…

Federal Reserve issues FOMC statement

The Federal Reserve’s monetary policy-setting body, the Federal Open Market Committee (FOMC), announced today its unanimous decision to maintain the target range for the federal funds rate at 3-1/2 to…

Federal Reserve Board and Federal Open Market Committee release economic projections from the June 16-17 FOMC meeting

The Federal Reserve Board and its monetary policymaking arm, the Federal Open Market Committee (FOMC), on Wednesday, June 17, 2026, at 2:00 p.m. EDT, unveiled their latest economic projections, offering…